3 Reasons to Have Uninsured Motorist Coverage
If you’ve ever suffered the unfortunate luck of being in a car accident, you know just how exasperating of a situation it can be. Nothing good ever comes from a collision, as it often results in high-cost medical bills, physical damages to your vehicle, higher insurance rates, and plenty of emotional distress. However, what is even more frustrating is when the other driver is uninsured, meaning they cannot cover the costs. In these instances, if you have uninsured motorist coverage, you no longer have to be concerned about how you are going to financially survive this accident. However, if you do not, the situation becomes all the more complicated.
The following are 3 vital reasons to have uninsured motorist coverage:
- Though it is required in all 50 states, many drivers don’t have insurance.
- Accidents, above all, can be incredibly expensive. It is highly unlikely that everyone is financially prepared for this unexpected cost.
- Accidents are expensive, but uninsured motorist coverage isn’t. It provides protection far beyond what it costs.
Uninsured motorist coverage will pay for the injuries sustained for all involved, including you and your passengers and may even cover your vehicle damages. It will also cover you in case the person whom you were in an accident with has insurance, though it is insufficient and does not meet the minimum liability requirements by the state. Even if the other party’s insurance denies their claim, and they are unable to pay out of pocket, you will be taken care of. As you can see, there are no reasons not to take the extra step to protect yourself.
Contact Our Lexington Personal Injury Lawyers Today
If you have been injured at the hands of another’s negligence, particularly an uninsured motorist, you may be wondering how your injuries will be taken care of. In these instances, our Lexington personal injury lawyers of Goeing Goeing & McQuinn PLLC want to do all we can to provide you with the legal care, counsel, and representation you deserve. Our legal team wants to handle your case for you, while you focus on healing as seamlessly as possible.
To speak to a member of our team, please don’t hesitate to contact us today by calling (859) 534-9327.